Aspire Govt Job

 ABOUT AP HIGH COURT : Conducting Recruitment for District Courts.

AP DISTRICT COURTS RECRUITMENT : Has mainly Junior assistant, Examiner, Field Assistant, Office Sub Ordinate 

AM SYLLABUS: Exam It has mainly two subjects English and GK.

EXAM TIPS:  AP High Court Exam preparation tips. 

RBI GRADE B WORK PROFILE

Life of the RBI Officer is good. It is worth working with esteemed organization Reserve Bank of India (CENTRAL BANK). RBI monitors economic life of a country. There will be 7 wings that RBI focus to make India a stable Financial System. 

RBI GRADE B NOTIFICATION AND IMPORTANT DATES

RBI Issued notification for filling posts under RBI GRADE B. Phase 1 and Phase 2 exams will be finished by July 30 for GENERAL-PY 2023.

RBI GRADE B EXAM Pattern and Syllabus 

Time Management & Important Tips For Time management Phase 1 Examination RBI GRADE-B:

Phase -1: Preliminary exam on 9TH July 2023 . Will not be considered for the Final merit list. Negative Marking is applicable for an incorrect answer.

1.  General awareness for 80 Questions we have 25 Minutes. The peculiar thing is you have to answer 80 questions in 25 Minutes. Speed of all the candidates who will get selected for phase-2 counts here.
2. English 30 Questions and 25 Minutes
3. Quant 30 Questions and 30 Minutes
4. Reasoning 60 Questions 60 Minutes

Phase - 2 :

1. Economic and Social Issues: 50% Objective (30 Min) and 50% Descriptive (90 Min). 
2. English: Descriptive for 100 Marks in 90 Minutes
3. Finance and Management: 50% Objective (30 Min) and 50% Descriptive (90 Min). 

Phase - 3: Interview

RBI GRADE B FINAL SCORE WILL BE CALCULATED BASED ON MAINS AND

 INTERVIEW MARKS

RBI GRADE B PRELIMS SYLLABUS

ENGLISH LANGUAGE : 

• Reading Comprehension
• Sentence correction
• Double fillers
• Phrase/Word Replacement
• Passage Making
• Sentence framing

All indian banks conduct internal promotion exam from clerical cadre to scale 1. There will be two tire exam written and interview. Here we will be discussing all the interview questions that will be commonly asked.Promotion is must for aspiring employee in any bank.  So let's have basic questions and answers for interview of all nationalized banks in India. 

1)Tell us about yourself?

My name is uppu harinath. I have worked as software engineer for 3 months and came to this organization. My hobby is to do website and I have two websites right now. I have completed JAIIB and 2 certification courses. I have cleared CAIIB also.

2)What is your role in your branch?

My branch is having 108 cr business (large branch) and I handled all sections. I am handling gold loans and SB counter. I also do cts scanning. Our branch is located where hydroelectricity is generated so KEB pensioners are more.

(Pension loans and Gold Loans in our branch are 40/50 crore respectively)

3)What is your branch target for the priority sector?

4)What is MSME?

5)What is your branch actual target under AGRI PORTFOLIO?

6)What is major business in your area?

7)Bank business ?

8)Branch business?

9)Tell me about 10 retail loans? (MOST IMPORTANT QUESTION)

10)Tell me about 10 Priority sector loans?

11)Application form number for Some specific loans?

Education, Housing, Car, Pension loans

12)Stamp duty for specific loan amount?

13)Agreement required for specific loans?

Education, housing, retail loans

14)Any Suit filed under SARFAESI?

15)Lok Adalat any cases filed?

16)What are the 10 ways to reduce NPA in BANKS?

 For Scale 4 and above.

NPA RECOVERY STEPS STARTS FROM ISSUING REMINDER ADVICE 1 AND REMINDER ADVICE 2. THEN WE NEED TO EXPLAIN THE CONSEQUENCES OF THE SITUATION WHEN THE ACCOUNT SLIPS TO NPA. WE SHOULD EXPLAIN THAT IF ANY COLLATERAL IS AVAILABLE THEN WE WILL BE GOING FOR AUCTION. HERE ARE THE TOP 10 RECOVERY MEASURES WHEN THE LOAN ACCOUNT SLIPS TO NPA 

1. OTS
2. QUALITY ADVANCES
3. CGTMSE CLAIMS
4. MONITORING OF ACCOUNTS
5. RECOVERY TEAM SHOULD BE MAINTAINED IN RO
6. ENGAGING RECOVERY AGENT
7. RESCHEDULE OR RESTRUCTURE OF ACCOUNT WITH ENHANCEMENT
8. SARFAESI ACTION 
9. LEGAL PROCESS SHOULD BE MADE FAST
10. QUICK APPROCH OF DEFAULTER AND EXPLAINING THE CONSEQUENCES.

 PERFORMANCE LINKED INCENTIVE 

FIRST PSU BANK TO CREDIT PLI  : 

    First Bank to credit PLI for the FY 22-23 to its bank employees is UNION BANK OF INDIA. 15 Days' salary is calculated and credited today (06/05/2023). 

WHEN DOES CANARA BANK CREDIT PLI FY 2022-2023:

 Canara bank one of the peer banks among PSU banks will credit PLI as agreed to the 11th Bipartite settlement to its employees just after releasing their balance sheet for FY 2022-2023. Canara Bank has achieved the Operating profit target and , 15 Days PLI will be credited between 08/05/2023 to 10/05/2023 after releasing the balance sheet which is expected board meeting on Monday i.e 08/05/2023. 

HOW MUCH AMOUNT OF PLI WILL I GET?

20510 * X / 27570