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AP HIGH COURT RECRUITMENT FOR DISTRICT COURTS || EXAMINATION SYLLABUS & PATTERN

 ABOUT AP HIGH COURT : Conducting Recruitment for District Courts.





AP DISTRICT COURTS RECRUITMENT : Has mainly Junior assistant, Examiner, Field Assistant, Office Sub Ordinate 



AM SYLLABUS: Exam It has mainly two subjects English and GK.




EXAM TIPS:  AP High Court Exam preparation tips. 





RBI GRADE-B || Syllabus || Important Tips Time Management PHASE-1

RBI GRADE B WORK PROFILE

Life of the RBI Officer is good. It is worth working with esteemed organization Reserve Bank of India (CENTRAL BANK). RBI monitors economic life of a country. There will be 7 wings that RBI focus to make India a stable Financial System. 


RBI GRADE B NOTIFICATION AND IMPORTANT DATES


RBI Issued notification for filling posts under RBI GRADE B. Phase 1 and Phase 2 exams will be finished by July 30 for GENERAL-PY 2023.



RBI GRADE B EXAM Pattern and Syllabus 



Time Management & Important Tips For Time management Phase 1 Examination RBI GRADE-B:


Phase -1: Preliminary exam on 9TH July 2023 . Will not be considered for the Final merit list. Negative Marking is applicable for an incorrect answer.

    1.  General awareness for 80 Questions we have 25 Minutes. The peculiar thing is you have to answer 80 questions in 25 Minutes. Speed of all the candidates who will get selected for phase-2 counts here.
    2. English 30 Questions and 25 Minutes
    3. Quant 30 Questions and 30 Minutes
    4. Reasoning 60 Questions 60 Minutes


RBI GRADE B MAINS :


Phase - 2 :

    1. Economic and Social Issues: 50% Objective (30 Min) and 50% Descriptive (90 Min). 
    2. English: Descriptive for 100 Marks in 90 Minutes
    3. Finance and Management: 50% Objective (30 Min) and 50% Descriptive (90 Min). 
  

Phase - 3: Interview



RBI GRADE B FINAL SCORE WILL BE CALCULATED BASED ON MAINS AND

 INTERVIEW MARKS



RBI GRADE B PRELIMS SYLLABUS


ENGLISH LANGUAGE

  • Reading Comprehension
  • Sentence correction
  • Double fillers
  • Phrase/Word Replacement
  • Passage Making
  • Sentence framing
QUANTITATIVE APTITUDE
    
  •  Simple / Compound Interest
  • Mixtures / Allegation
  • Quadratic Equation
  • Profit/Loss
  • Discount
  • Time, Speed & Distance based
  • Data Interpretation
  • Probability
  • Trigonometry
  • Mensuration

REASONING ABILITY :
  • Puzzles 
  • Seating arrangement (linear/circular moderate level)
  • Data sufficiency
  • Logical reasoning
  • Syllogism
  • Misc Question
  • Direction and Distance
  • Inequality 
  • Coding
  • Machine input/output
  • Blood relations 

GENERAL AWARENESS :
    
  • Current Affairs 
  • Indian Banking and Financial System
  • Monetary Plans 
  • Schemes Govt
  • Lucent General Awareness Book
  • Newspaper (Editorial and vocabulary improvement)
  • Magazines


RBI GRADE B MAINS SYLLABUS


ECONOMIC AND SOCIAL ISSUES ( ESI )

UNDER ECONOMIC 

  1. PER CAPITA INCOME 
  2. Monetary and Fiscal policy
  3. International Monetary Fund, World Bank, World Trade Organizations
  4. Indian & International economic situation at present
  5. Budget allocation

UNDER SOCIAL ISSUES

  1. Gender Inequalities
  2. Poverty, Growth, and Development of Companies/Industries
  3. Urbanization


ENGLISH DESCRIPTIVE


4 Options will be given to choose from select one and write an essay in 150 words. Reading comprehension passages will be asked.


GENERAL FINANCE & MARKETS

  1. Financial system
    • Thorough knowledge of SIDBI, SEBI, NABARD, EXIM Financial systems
    • Role and Functions of RBI
    • I T implementation in the banking system
    • Digital banking progress and Impact       
  2. Primary and Secondary Markets
  3. Balance sheet, Ratios, P &  L,
  4. Derivatives basics
  5. Inflation and Financial Inclusion
  6. Union Budget
  7. Ethics in the banking sector
  8. Ethics to be followed at the organizational level
  9. HRM and Personality development
  10. ERG Theory, MASLOW'S Theory, McCllelands Theory, & Adams's Equity Theory



NOTE :

While going to the exam Carry the following with you.
1)Hall Ticket
2) Photos 2
3)ID card original and Xerox of the same.

NOTE: 

For Aptitude practice questions: Part 2 Quants


















BANKS INTERNAL PROMOTION INTERVIEW PANEL QUESTIONS & ANSWERS 2023 CLERK TO S1

All indian banks conduct internal promotion exam from clerical cadre to scale 1. There will be two tire exam written and interview. Here we will be discussing all the interview questions that will be commonly asked.Promotion is must for aspiring employee in any bank.  So let's have basic questions and answers for interview of all nationalized banks in India. 


1)Tell us about yourself?

My name is uppu harinath. I have worked as software engineer for 3 months and came to this organization. My hobby is to do website and I have two websites right now. I have completed JAIIB and 2 certification courses. I have cleared CAIIB also.

2)What is your role in your branch?

My branch is having 108 cr business (large branch) and I handled all sections. I am handling gold loans and SB counter. I also do cts scanning. Our branch is located where hydroelectricity is generated so KEB pensioners are more.

(Pension loans and Gold Loans in our branch are 40/50 crore respectively)

3)What is your branch target for the priority sector?

4)What is MSME?

5)What is your branch actual target under AGRI PORTFOLIO?

6)What is major business in your area?

7)Bank business ?

8)Branch business?

9)Tell me about 10 retail loans? (MOST IMPORTANT QUESTION)

10)Tell me about 10 Priority sector loans?

11)Application form number for Some specific loans?

Education, Housing, Car, Pension loans

12)Stamp duty for specific loan amount?

13)Agreement required for specific loans?

Education, housing, retail loans

14)Any Suit filed under SARFAESI?

15)Lok Adalat any cases filed?

16)What are the 10 ways to reduce NPA in BANKS?

 For Scale 4 and above.

NPA RECOVERY STEPS STARTS FROM ISSUING REMINDER ADVICE 1 AND REMINDER ADVICE 2. THEN WE NEED TO EXPLAIN THE CONSEQUENCES OF THE SITUATION WHEN THE ACCOUNT SLIPS TO NPA. WE SHOULD EXPLAIN THAT IF ANY COLLATERAL IS AVAILABLE THEN WE WILL BE GOING FOR AUCTION. HERE ARE THE TOP 10 RECOVERY MEASURES WHEN THE LOAN ACCOUNT SLIPS TO NPA 

  1. OTS
  2. QUALITY ADVANCES
  3. CGTMSE CLAIMS
  4. MONITORING OF ACCOUNTS
  5. RECOVERY TEAM SHOULD BE MAINTAINED IN RO
  6. ENGAGING RECOVERY AGENT
  7. RESCHEDULE OR RESTRUCTURE OF ACCOUNT WITH ENHANCEMENT
  8. SARFAESI ACTION 
  9. LEGAL PROCESS SHOULD BE MADE FAST
  10. QUICK APPROCH OF DEFAULTER AND EXPLAINING THE CONSEQUENCES.







PLI 2022-2023 CANARA, UNION BANK, PNB, BOB DATE || CALCULATE YOUR 15DAYS PLI AMOUNT

 

 PERFORMANCE LINKED INCENTIVE 





FIRST PSU BANK TO CREDIT PLI  : 

    First Bank to credit PLI for the FY 22-23 to its bank employees is UNION BANK OF INDIA. 15 Days' salary is calculated and credited today (06/05/2023). 


WHEN DOES CANARA BANK CREDIT PLI FY 2022-2023:

 Canara bank one of the peer banks among PSU banks will credit PLI as agreed to the 11th Bipartite settlement to its employees just after releasing their balance sheet for FY 2022-2023. Canara Bank has achieved the Operating profit target and , 15 Days PLI will be credited between 08/05/2023 to 10/05/2023 after releasing the balance sheet which is expected board meeting on Monday i.e 08/05/2023. 

HOW MUCH AMOUNT OF PLI WILL I GET?


To calculate the amount of PLI you get simply follow the formula,





20510 * X / 27570 




Replace X with your basic pay, that is the amount you will get 15 days' salary as a PLI incentive.










IBPS CLERK MAINS JAN20 2019 CUT OFF KARNATAKA VS AP

IBPS CLERK EXAM 20TH JAN 2019 EXAM REVIEW. THE LEVEL IS OF MODERATE.↓

GA IS THE GAMECHANGER FOR YOUR NAME TO BE IN THE FINAL LIST.GA IS OF EASY TO MODERATE AND ONLY ONE STATIC QUESTION WAS ASKED.


IBPS CLERK MAINS CUTOFF FOR KARNATAKA 2018-19
   SECTIONS GOOD ATTEMPTS   LEVEL
ENGLISH 30 MODERATE-DIFFICULT
QUANT 32 MODERATE
REASONING 28 DIFFICULT
GS 32 EASY TO MODERATE

What will be cut off for IBPS CLERK Mains in KARNATAKA APRIL1ST 2019?

⇘For Karnataka the cut off for IBPS CLERK MAINS APRIL 1ST 2019 WILL BE AROUND 94 TO 97.

Note : KARNATAKA CUT OFF FOR IBPS CLERK Prelims 2018-19 IS MORE THAN ANDHRA CUT OFF.

 ⇘AP people Do not apply for karnataka as the ibps marks cut off reached to the saturation.



JAIIB PPB preparation Previous questions topics to be covered -TipsEdge

Short notes Jaiib PPB - Important topics covered

Module A

NBFC-incorporation under companies act 1956,cant accept deposits,No self drawn chequesDD's are not issued and foreign investment upto 100% 
ex.Bajaj finance ltd, muthoot finance

FI's -Management of resources , SIDBI EXIM NABARD and national housing bank.
Note: IDBI is not a FI.

PD's

Co-Op banks
SLR CRR
Equity and Debt market
IRDA
ADR's
GDR's
Pnotes
G Sec
AD's
FEMA LIBOR MIBOR
ASBA
QIP
SEBI
STOCK BROCKERS SUB BROCKERS SHARE TRANSFER AGENTA
Mutual fund:1964 first by sbi and canara.
Five constituents:
Unit holders
Sponsors
Board of trustees or trust
Custodian
Asset management company

Insurance companies
Bankassurance
Factoring forfaiting
Off balance sheet items
Introduction Basel 1 2 3
Cibil
Bcsbi


Module B

KYC AML CFT PMLA act
Mandate
Garnishee
Bankers lien
Right to set off
COPRA
Banking Ombudsman
Collecting banks
Endorcement forged bounce rerurn cts
SB rate deregulation
Lockers
EBT
Cardinal principles
WC
term loan
Operating cycle
Prohected net wc
Turnover method
Base rate
Priority sector
Targets sub targets developments
Types of agri loan
NAIS MSP
MSME
Govt sponcered SGSY SJSRY PMRY SLRS
SHG
NGO'S role
SGSY
Capacity building
Home loan personnel loan consumer loan
Documentation type procedure stamping securitisation

Pledge
Lien
Hypothecation 
Mortgage 
Assignment
Cheque
Set off
Collateral -land book debt documents of title to goods advance against insurance policies shares TD gold
Supply bills
NPA- asset classofication cdr provisioning norms
BC BF ICT role in financial inclusion
R seti




Module C





Module D






Bankers Jaiib exam study previously 2017-2018 asked questions explanations -TipsEdge

2018
May
November


2017
May
November


Accounts Banking Balance Sheet 19 ratio analysis explanation || CAIIB JAIIB TipsEdge.com


Bank Balance sheet Ratio analysis JAIIB and CAIIB 

Ratio analysis is one of the most important section in jaiib. It covers almost 10 marks. 
Knowledge of ratio analysis is necessary to understand the financial position of a company. 
There is a standard ratio for each ratio ( CURRENT RATIO it is 2:1 ). 
There are a total of 19 ratios you need to know to get 10marks.


1.       CURRENT RATIO
2.       ACID TEST RATIO/ QUICK RATIO
3.       Fixed asset turnover ratio
4.       Current asset turnover ratio
5.       WORKING CAPITAL TURNOVER RATIO
6.       DEBTORS TURNOVER RATIO
7.       CREDITORS TURNOVER RATIO
8.       STOCK TURNOVER RATIO
9.       DEBT EQUITY
10.   TOTAL ASSET TO DEBT RATIO
11.   PROPRIETARY RATIO
12.   INTEREST COVERAGE RATIO
13.   GROSS PROFIT RATIO
14.   NET PROFIT RATIO
15.   OPERATING PROFIT RATIO
16.   OPERATING RATIO
17.   RETURN ON CAPITAL EMPLOYED
18.   EARNING PER SHARE
19.   PRICE EARNING RATIO


Let's first understand the terms present in the balance sheet and their classification. You should learn all the balance sheet terms what they mean exactly. I will explain to you all the terms that come in the balance sheet. In order to solve these ratios, you need to understand the simple balance sheet terms like (land and building is a FIXED ASSET). This is the list of items that appear on the balance sheet. 

Let's understand each of them one by one. It is simple to learn this way.

1) Current Assets – Current assets are those which can be converted to cash within a year.
·         Cash in hand
·         Cash at bank
·         Sundry debtors
·         Closing stock
·         Short term investment·         Stock
·         Tax provision
·         Advance tax
·         Receivables
·         Debtors
·         Income Accrued         Prepaid expences
·         Advance to suppliers
·         Cash equivalents
Note: Quick asset=current assets-stock and prepaid expenses

2)Current Liabilities – Those liabilities to be paid within 1 year
·         Creditors
·         Sundry creditors
·         Bank Over Draft/ Cash credit
·         Bills payable
·         Outstanding expenses/ expenses payable
·         Provisions
·         Advances from customers
·         Provision for tax
·         Dividend
·         Income received
Note :
                Quick liability= Current liabilities —bank overdraft
Quick asset=current assets-stock and prepaid expenses
Working capital = Current Assets- Current Liabilities
                Turnover = sales


20.   CURRENT RATIO = Current assets / current liabilities


21.   ACID TEST RATIO or QUICK RATIO = quick assets / quick liabilities


               
3) Quick asset :  Current  asset – stock – prepaid expences
·         Cash in hand
·         Debtors
·         Advance to suppliers
4) Quick liabilities: Current liabilities – bank Overdraft/cash credit

5)Networth
·         Reserves
·         Capital
6)Long term liability
·         Term loan
·         Debentures
7)Fixed asset
·         Land and building
·         Machinery
·          

In the question, there will be given current liabilities current assets capital fixed assets etc we have to organize and follow the total of 19  formulas in ratio analysis JAIIB OR CAIIB EXAM  out of which 6 are turned over ratios. Remember turnover means “SALES


22.   Fixed asset turnover ratio                       
§  = sales/net fixed asset

23.   Current asset turnover ratio
§  =sales/net current asset

24.   WORKING CAPITAL TURNOVER RATIO
§  =sales / working capital
§  Working capital = current assets – current liabilities

25.   DEBTORS TURNOVER RATIO
§  =Net credit sales/avg accounts receivables
§  =(op debtors + clo debtors)/2+BR
§  Note: credit sale=total sale-cash sale
§  Average collection period=365/debtors turnover ratio

26.   CREDITORA TURNOVER RATIO
§  =Net credit purchase / average accounts payables
§  Net Credit purchase=total purchase-purchased return –cash purchase
§  Avg accounts payable=creditors+ bills payable  ([OPENING CREDITOR+CLOSING CREDITOR)/2 ,( OPENING BILLS PAYABLE + CLOSING BILLS PAYABLE )/2]
§  Avg payment period=365 days /creditors turn over ratio

27.   STOCK TURNOVER RATIO
§  =sales / avg stock  (avg stock=opening stock+closing stock /2)
§  Cost of goods sold=opening stock +purchases-closing stock+direct expenses



The income tax of a company with the financial position assessment is given in the following image.


28.   GROSS PROFIT RATIO
§  Profit depends on sales cost of goods sold
§  =sales-cogs
§  =Gross profit/net sales*100
§  From the above figure gross profit is 576448
§  To get operating profit è 576448- (office and administration expenses)
§  Operating profit is the income before interest and tax paid=482730
§  Total tax paid here is 23170
§  Net profit = operating profit (482730) – total tax paid(23170) =459560
§  If a company has equity and dividend
§  Then retained earning = net profit –equity and dividend

The order of income statement follows as
Gross profit à operating profit à profit before interest and tax à profit after interest before tax
àprofit after inter taxes and pref dividend à retained earning à


problems will be solved soon




On the balance sheet liabilities side you need to classify 3 items(LTL,NW,CL) and in assets side 5 items(CA,FA,NCA,IA,CA-QA). will be posted soon














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